Truck Finance

Heavy Duty Commercial Vehicle Finance

Pacific Finance are the experts when it comes to truck and heavy-duty commercial vehicle finance. Our flexible loan terms mean that we will be able to find the right finance option for your circumstances. Whether you are looking to purchase a truck, bus or tanker, Pacific Finance Australia has the market knowledge and the tools to help you into the right truck finance agreement and potentially save you thousands of dollars over the term of the loan.

At Pacific Finance, our specialists can develop a strategy to offer you flexibility to accommodate the changing needs of your business. Depending on your requirements we can offer different types of finance to fund your newest vehicle acquisition. Whether you want a new truck for your small business, or are buying an entire fleet of vehicles we can help you decide which loan will suit your circumstances.

Truck Loans With Quick And Easy Approval

In business, time is money. That’s why it’s important to us to ensure you are given access to a wide range of comparative loans as quickly as possible. Approval for loans is easy, we’ll take you through every step of the way, ensuring you are in your new vehicle rather than filling in paperwork.

There are different loans with options to suit your needs.

Commercial Hire Purchase

Under these terms, the lender purchases the truck or heavy-duty commercial vehicle and immediately leases the truck back to you in exchange for an agreed monthly payment. At the end of the agreement, you can accept full ownership of the truck after paying for the vehicle plus interest.

Chattel Mortgage

Like a home mortgage, the lender gives you finance to purchase the truck or heavy-duty commercial vehicle and you must pay the lender back, plus interest. The lender holds the truck as security for the loan and at the end of the mortgage term, you will own the vehicle outright.

Asset Lease

An asset lease is when the lender purchases the truck or heavy-duty commercial vehicle and allows you lease the vehicle for a specified term. In exchange, you pay an agreed monthly rental sum. At the end of the contract, you can pay off the residual to make the truck yours, refinance a new lease deal with the lender or sell the truck.

If you’ve been thinking about upgrading or buying a new truck or bus, come in and talk to us about your finance options. We offer great advice and can help you to decide on the right loan to suit your needs.


Call us on 9321 2120 or click here to Contact Us