First Home Buyers

Buying your first home is a big financial commitment, understanding your obligations now and in the future is extremely important. The professionals at Pacific Finance can assist by explaining how much you can borrow, how the First Home Owners Grant (FHOG) applies and what your repayments will be in the future.

Our expert staff can carry out an initial FHOG assessment quickly, by telephone if necessary, and can provide current information on the amount that can be borrowed and monthly repayments, factoring in the frequent changes in interest rates the market is currently experiencing.

*Lender criteria applies. This is for a lend of $250,000 + with an LVR <= 80%. ^^2.66% comparison rate is calculated for a secured loan on a loan amount of $250,000 for a 30-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Loan Repayments
Only include numeric figures into the form eg. no dollar signs, commas or percentage rates.

The home loan calculators are intended as a guide only based upon the examples given. To find out your repayments please speak to one of our accredited mortgage brokers.


  • Interview
  • Loan Application Process
  • Conditional Approval
  • Property Valuation
  • Unconditional (Formal) Approval
  • Settlement Documentation
  • Apply for Home Insurance
  • Settlement


Call us on 9321 2120 or complete the contact form