The value in commercial finance broking

A large successful well-established family business for over 50 years was purchasing property for $4.4 million. They had been with their incumbent Bank for as long as they’d been in business. They had no debt and a squeaky-clean record – a model business and client in every aspect. The first conversation with their Bank was […]

2019 Federal Budget Changes

The Federal Budget has made changes to the instant asset write-off for small businesses. The new bill has been passed by parliament, but the changes will only come into play in the 2019 financial year once royal assent has been received. Changes to the Federal Government Tax Break The threshold for tax deduction for assets […]

Importance of having a Finance Partner

Why should you use a Finance Partner? Pacific Finance Australia takes the hard work out of securing finance. Whether it’s for your home or investment property,  an equipment loan for your business or if you’re trying to restructure or consolidate your business’ debt, we make the process as seamless as possible by doing all the […]

The Diverse Shopfitters Journey

History of Diverse Shopfitters Diverse Shopfitters was built from the ground up by John Gullotto in 1986. Even though he was only 19 years old at the time, John’s vision and determination have seen the company grow steadily over the years. It is now home to over 45 full-time employees. What started off as shop […]

Debt – The good & the bad

Debt is a simple fact of everyone’s life – we all have a mix of both the good and the bad kind. Good debt can help you grow your wealth in the future and give you financial stability, while on the other hand, bad debt can only cost you money. Understanding the difference between the […]

Your Broker Behind You

#FindaFairerDeal At Pacific Finance Australia, we take pride in helping you find a fair deal when securing your home or investment property. Even though Kyal and Kara from The Block know exactly what goes into renovating a home when it comes to finding a fair deal they always turn to their Mortgage Broker! Why use […]

Woodworking Exhibition 2018

  Pacific Finance is a great supporter of equipment manufacturers and resellers, especially within the Woodworking industry, having helped finance many panel saws, beam saws, edgebanders and CNC machines for their clients over the years. Pacific Finance Director – Joel Waddell recently attended the Australian Woodworking Industry Suppliers Association exhibition at the Sydney Exhibition Centre. […]

Using your GST to offset your home loan

Are you a sole-trader and currently paying off your mortgage? If you are, you can use your GST to potentially save thousands on your current home or investment property loan. How GST can help you offset your mortgage If you work under an ABN that is registered for GST, the ATO will require you to complete […]

Downsizer superannuation contributions

The new downsizer superannuation contribution rules may apply to you if you’re over 65 and have owned a property for at least 10 years. What is the downsizer superannuation contribution policy? On 1st July 2018, the new downsizer superannuation contribution rules came into effect. These rules provide an option for those over the age of […]

5 Ways to pay off your home loan faster

A home loan is one of the biggest investments you will make in your life. It’s a debt burden that most people are stuck with and would like to eliminate as soon as possible. That’s why Pacific Finance Australia has put together a list of ways you can pay off your home loan more quickly. […]