Secure up to $500k without having to provide financials

Is your business heavily reliant on its equipment to run? Then you’ll know how important it is to invest in quality equipment that will stand the test of time, reduce downtime, and improve functionality and efficiency. Upgrading equipment does not have to be a daunting task. The finance brokers at Pacific Finance can help you […]

Self-employed and want a home loan? An alt doc loan might be right for you

If you are self-employed or own your own business, you’ll know all about the challenges of keeping your accounts, finances and income flow on track. It is not easy. The last thing you need is a ‘no’ on your home loan application because of the paperwork. But here is some good news. There are alternatives. […]

When is the best time to refinance your home loan?

refinance

When is the best time to refinance your home loan? As a homeowner with a home loan, chances are you have heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. The benefits of Refinancing: It […]

Invoice Finance – A quick boost to your cash flow

invoice finance

Invoice finance allows you to grow the business you want with a quick boost to your cash flow Being in control of your business’s cash flow can be challenging. For instance, not having enough money in the business account each day to pay wages, suppliers, rent and any other financial commitments can be a stressful […]

How a Broker can help your business

With numerous amounts of finance options offered through multiple lenders across Australia, it can be a challenging exercise to find the best fit for your business. This poses several questions for hopeful small business borrowers, especially those who are time-poor (and who isn’t?): What kind of loan product do I need? How much can I […]

How to use the Instant Asset Write Off Scheme in 2021

What is the Instant Asset Write Off (IAWO) Scheme? The IAWO Scheme enables businesses to write off the entire amount of an asset, thus allowing businesses to claim an immediate deduction in the same financial year that the assets were purchased. Several changes have been made to the scheme since its inception in 2011. Changes […]

EOFY Checklist

Are you prepared for the EOFY deadlines? With the end of the financial year fast approaching, we’ve made a list of tasks to help keep you and your business prepared. EOFY Checklist  1.Take advantage of the instant asset write-offs (IAWO) Make sure to speak to your Broker regarding the extended instant asset write-offs and take […]

The skyrocketing pre-owned equipment market

TFE Scheme

Many businesses are turning to pre-owned equipment, driving increased competition and a surge in prices. One of the pandemic’s ongoing effects is the shortage of new machinery and business equipment available for purchase in Australia. This has caused disruption in many industries including agriculture, construction, earthmoving and manufacturing. Lingering effects of the pandemic on supply […]

The Australian housing market – a booming opportunity for both investors and homeowners

booming property market

Defying expectations of a correction –  the Australian housing market continues to flourish as prices soar and auction clearance rates rise above 80%. No matter where in Australia you may want to live or invest, there are positive indications for continuing future growth. Find out what the driving factors and their results are, both nationally […]

Insurance Premium Funding – A Solution for SMEs

If you’re self-employed, you know the hassle and stress of paying your annual premiums for your business in one hit. You can avoid the stress of having to pay a large lump sum with our Insurance Premium Funding (IPF)solutions. Our flexible repayment options allow better use of your working capital. How does Insurance Premium Funding (IPF) […]