Being in control of your business’ cashflow can be challenging. For instance, not having enough money in the business account each day to pay wages, suppliers, rent and any other financial commitments can be a stressful scenario and yet it is one which most business owners face at some point in time. It becomes increasingly […]
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Entries by pacfin
If you’re self-employed, you know the hassle and stress of paying your annual premiums for your business in one hit. You can avoid the stress of having to pay a large lump sum with our (IPF) Insurance Premium Funding solutions. Pacific Finance Australia can help you secure the necessary funds needed to cover these annual […]
Carry-forward (catch-up) super contributions could be the answer for many Australians looking to boost the balance in their super account. Catch up contributions are concessional (before tax) contributions made to your superfund. From 1st July 2018, eligible individuals have been able to accumulate unused concessional contributions and carry them forward. From July 1, 2019, you […]
Have you ever wondered how to contribute large amounts of savings into Super? Preparing for retirement can be a challenging time and one of those challenges is maximising superannuation balances and getting more money into your super account up until retirement. One way of achieving this goal is by using the bring-forward rule. What is […]
Have you been considering downsizing your home or lifestyle? Did you know you may be able to contribute the proceeds to a more tax effective environment? If you’re 65 or over, you may be able to contribute the proceeds of selling your home into super and be exempt from some of the normal super contribution […]
It is very common for couples to have differing superannuation balances. This is especially if one has been employed in a part-time capacity, temporarily taken time from work to care for the family, or differ in age, occupation and income. There are some opportunities for couples to equalise their personal superannuation accounts. This helps to […]
Salary Sacrificing: A tax effective way to make super contributions Making voluntary super contributions is a great way to build up your superannuation into retirement, and it could also reduce the amount of tax you pay. Salary sacrifice is an arrangement between you and your employer with your employer paying some of your pre-tax salary […]
By making additional super contributions, you can help boost your superannuation balance prior to retirement while at the same time potentially lowering your marginal tax rate. You can choose whether you want to make concessional or non-concessional contributions, or even a combination of both. How do I maximise my Super balance to plan for a […]
Have you been considering retirement, but you’re just not sure where to start or if you can afford to retire? Your retirement age is not set in stone. Once you’ve met your preservation age, there are a number of options available to you when deciding on your retirement. Understanding where you are financially, both now and […]
Is your business heavily reliant on it’s equipment to run? Then you’ll know how important it is to invest in quality equipment that will stand the test of time, reduce downtime and improve functionality and efficiency. Upgrading equipment does not have to be a daunting task The finance consultants at Pacific Finance can help you […]
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Whilst Pacific Finance Australia does take reasonable care in creating the information on this website, this website and its contents may contain errors, faults and inaccuracies, and may not be complete or current.
Home loan calculators are intended as a guide only based upon the examples given. To find out your repayments please speak to one of our accredited mortgage brokers.
The repayment amounts and total interest calculations are estimates that assume that interest rates do not change over the term of the loan and exclude any fees and charges that may be charged to your loan, for example, upfront establishment fee, monthly loan service fee and/or Lenders Mortgage Insurance which, if they apply, will add to the cost of loan. Other fees and charges also apply.
Interest rates and repayment amounts are subject to change. Applications for a home loan are subject to the lenders approval and satisfactory security conditions.
Full terms and conditions can be obtained from Pacific Finance Australia.
IFBA PTY LTD T/A PACIFIC FINANCE AUSTRALIA
ABN: 60 108 622 644
Australian Credit Licence Number 391682
Level 2, 1109 Hay Street West Perth WA 6005
PO Box 1113 West Perth WA 6872
Tel: 08 9321 2120
Fax: 08 9481 1635
Email: [email protected]