The Australian Government is trying to make it easier for first home buyers to get into their own homes. The First Home Owners Grant (FHOG) and the Home Buyers Assistance Account (HBAA) collectively allow first-time buyers to secure up to $12,000 towards their first home. The grants can be used in conjunction with the HomeBuilder […]
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The Home Construction Grant allows eligible Australians to receive up to $20,000 for the construction of new homes on vacant lots of land. Anyone who has entered an off-the-plan contract can receive the grant. However, only single-tiered properties are eligible under this scheme. For instance, applicants purchasing multi-tiered strata and off-the-plan townhouses will be excluded […]
The HomeBuilder Scheme – up to $25,000 The Australian Federal Government has announced the new HomeBuilder Scheme to support the residential construction sector. Eligible Australian can receive up to $25,000 to assist in the construction or renovation of their homes. The HomeBuilder Grant is available in conjunction with the First Home Owners Grant (FHOG), the […]
The Australian Federal Government has announced the new HomeBuilder Scheme to support the residential construction sector. As a result, eligible Australian can receive up to $25,000 to assist in the construction or renovation of their homes. The HomeBuilder Scheme is available in conjunction with the First Home Owners Grant (FHOG), the stamp duty concessions, and […]
With the end of the financial year fast approaching, we’ve made a list of tasks to help keep you and your business prepared for the EOFY deadlines. 1. Perform inventory stocktake & update your asset register Conduct inventory counts on all the business’ assets near 30 June. Make sure all records are adjusted before calculating […]
The Coronavirus outbreak has had economic implications for several businesses around the world. To support our local businesses during this economic downturn, the Australian Government has amended the eligibility for the instant asset write-off and is incentivising business investments for the next 15 months. Instant Asset Write-Off (IAWO) The IAWO threshold has increased to $150,000 […]
Being in control of your business’ cashflow can be challenging. For instance, not having enough money in the business account each day to pay wages, suppliers, rent and any other financial commitments can be a stressful scenario and yet it is one which most business owners face at some point in time. It becomes increasingly […]
If you’re self-employed, you know the hassle and stress of paying your annual premiums for your business in one hit. You can avoid the stress of having to pay a large lump sum with our (IPF) Insurance Premium Funding solutions. Pacific Finance Australia can help you secure the necessary funds needed to cover these annual […]
Carry-forward (catch-up) super contributions could be the answer for many Australians looking to boost the balance in their super account. Catch up contributions are concessional (before tax) contributions made to your superfund. From 1st July 2018, eligible individuals have been able to accumulate unused concessional contributions and carry them forward. From July 1, 2019, you […]
Have you ever wondered how to contribute large amounts of savings into Super? Preparing for retirement can be a challenging time and one of those challenges is maximising superannuation balances and getting more money into your super account up until retirement. One way of achieving this goal is by using the bring-forward rule. What is […]
Terms and Conditions
Whilst Pacific Finance Australia does take reasonable care in creating the information on this website, this website and its contents may contain errors, faults and inaccuracies, and may not be complete or current.
Home loan calculators are intended as a guide only based upon the examples given. To find out your repayments please speak to one of our accredited mortgage brokers.
The repayment amounts and total interest calculations are estimates that assume that interest rates do not change over the term of the loan and exclude any fees and charges that may be charged to your loan, for example, upfront establishment fee, monthly loan service fee and/or Lenders Mortgage Insurance which, if they apply, will add to the cost of loan. Other fees and charges also apply.
Interest rates and repayment amounts are subject to change. Applications for a home loan are subject to the lenders approval and satisfactory security conditions.
Full terms and conditions can be obtained from Pacific Finance Australia.
IFBA PTY LTD T/A PACIFIC FINANCE AUSTRALIA
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Australian Credit Licence Number 391682
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PO Box 1113 West Perth WA 6872
Tel: 08 9321 2120
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